First Federal Bank - Internet banking allows customers to access any of their First Federal accounts via computer. Headquarters in Bemidji, with offices in Bagley, Baudette, and Walker. Northwoods Bank of Minnesota - Small, locally-owned bank, with headquarters in Park Rapids and branches in Nevis, Pine City, and Rush City. Woodland Bank - Family-owned. Offers personal and commercial banking services. Has branches in Remer, Longville, Cohasset, and Hill City. Wadena State Bank - Locally-owned independent bank. Offers phone and Internet banking, drive-up, walk-up. Personal and business banking. Locations in Bluffton, Deer Creek, and Wadena. Wells Federal Bank - Community bank headquartered in Wells, with eight other locations in south central Minnesota and a loan office in Mason City, Iowa. Offers business and personal checking, Internet banking, credit cards. Site requires JavaScript and a 4.0 or later browser. First National Bank of Milaca - Community bank with locations in Milaca, Isle, and Gilman. Types of accounts they offer, hours, local links, online banking and bill pay. Requires JavaScript. Community Resource Bank - Personal and business banking. Offers banking by phone or online. Locations in Cannon Falls, Northfield, and Roseville. American Bank of St. Paul - Offers personal and business banking services, including checking, savings, loans, investment planning. Some transactions can be conducted online. Locations in the Twin Cities, Freeborn County, and Renville County. American Heritage National Bank - Personal and business checking, loans. Savings accounts, payroll services. St. Cloud, Browerville, and Long Prairie. Community Development Bank - Community bank. Offers checking and savings accounts, personal and commercial loans. List of services, description of account types, current interest rates, fees. Ogema, Hancock, and Benson. Pine Country Bank - Offers personal and business banking services. Online banking or bank by phone available. Flagship office in Little Falls, with branches in Royalton, Rice, and Bowlus. Americana Community Bank - Personal and business banking services, including online banking. Five locations in southern Minnesota and the western suburbs of the Twin Cities. Midwest Bank - Locally owned, independent bank with several offices in west central Minnesota. Services for personal and business customers, including banking by phone. Minnesota Bankers Association - Trade association for commercial banks. Press releases, publications, consumer information, directory of bank web sites, employment opportunities.