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Credit and debit cards are a "cashless" way to pay for goods and services. Debit cards take money from an existing bank account. Credit card payments are a form of a loan from a bank and must be repaid.
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Credit Cards at Bankrate.com - Average rates, features, fee and rate comparisons and searches, scam alerts, FAQ and articles. ATM Debit Cards - Public Interest Research Groups article on problems with debit cards. How to Dig Yourself Out of Credit Card Debt - Denver Business Journal article geared towards the small business owner. BBC Inside Out - Credit Card Cloning - A report on credit card fraud and card cloning. U.S. PIRG - ATM and debit card article by the State Public Interest Research Groups. Includes explanation of rights and liabilities, pitfalls, and how they differ from credit cards. Frontline: Secret History of the Credit Card - FRONTLINE and The New York Times examine how the credit card industry has become so pervasive, lucrative and politically powerful. Credit, ATM, and Debit Cards: What to Do if They're Lost or Stolen - Covers how to limit your financial loss, how to protect your cards, whether to buy a registration service, and how to file a complaint. Avoiding Credit and Charge Card Fraud - FTC advice on how to protect yourself from fraud. Credit and Debit Card Blocking - Article from FTC about what blocking is, when it is used, and how to avoid it. How Credit Cards Work - Explains the technology of credit cards and the different types of cards and plans available to consumers. Gold and Platinum Cards - Article from FTC that warns about hidden charges and fees. Debit Cards: Know How to Use Them - From the National Consumers League. Advice and information about debit cards, how they differ from credit cards. PrepaidDebitCards.net - Provides reviews, a comparison of prepaid debit cards and educational blog articles. DailyFinance: Credit Cards - Tips on managing your credit cards and how to find the best credit cards for you. Financial Fraud Action UK - Association for Payment Clearing Services (APACS) is UK banking industry's body that works with police, retailers, cardholders, and organisations to fight payment card fraud. Provides interactive training on prevention with articles, links and contacts. Choosing a Credit Card: The Deal is in the Disclosures - Detailed discussion of credit card terms and other costs and features. Choosing a Credit Card - Tips on how to shop around for a credit card and analyze various offers and agreements. From the Federal Reserve Board. Credit CARD Act of 2009 - Wikipedia - Details comprehensive credit card reform legislation from the Credit Card Accountability Responsibility and Disclosure Act of 2009. Credit Card Insider - Informational portal for comprehensive consumer and business card planning resources. Points on the Dollar - Features tools, tips, articles and strategies for maximizing credit card rewards. MasterCard - Money Management - Offers tips for students on how to manage credit for college fund.
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