MerchantRates.com - Allows merchants to research and receive an online price quote for merchant services. Provided by Vantage Card Services, Inc. a registered ISO/MSP for HSBC Bank and Paymentech. Merchant Card Services - Cardiff, CA agent for Universal Payment Processing, subsidiary of Universal Savings Bank. Meramak Bankcard - Providing nationwide Mastercard and Visa merchant account processing. Money Tree Merchant Services - Offering merchant services and accounts. Merchant Account Associates - Indianapolis, IN agent of First Bank of Beverly Hills, Calabasas, CA. Meramak Bankcard - Agent for Heartland Bank, St. Louis, MO located in Manalapan, NJ. Moneris Solutions - Merchant processing services through The Royal Bank and The Bank of Montreal. MSI Merchant Services - Union, New Jersey agent representing First USA National Bank.