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Public and non-profit entities will sometimes establish risk pools as an alternative to purchasing commercial insurance. Another kind of pool is when a state or a province mandates that insurers will offer a certain kind of insurance, such as to high-risk drivers.
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Civic Assurance - Wholly owned by New Zealand territorial and regional authorities. Most of these are also clients. Offers fire and general insurance and risk management services. Montana Municipal Insurance Authority (MMIA) - A municipal insurance pool consisting of the vast majority of incorporated cities and towns in Montana, USA. Site describes MMIA and its properties and services, and includes FAQ and events. Rhode Island Interlocal Risk Management Trust - Provides the Rhode Island, USA, public sector with risk management and insurance services. Site describes the Trust and its membership, and includes events and many articles. California Fair Services Authority (CFSA) - Provider of pooled casualty and property insurance, risk management, loss control and business services exclusively for fairs in California, USA. Missouri Intergovernmental Risk Management (MIRMA) - An incorporated association which establishes a protected group self-insurance program for its members. Products and services include property and casualty, liability, workmen's compensation, and risk management services. Nonprofits' Insurance Alliance of California (NIAC) - Liability insurance pool for nonprofit organizations in California, USA. Includes coverages, news, and membership information. Texas Association of Public Schools (TAPS) - A property and liability insurance pool set up under the Texas Interlocal Cooperation Act. Membership is limited to public school districts, community colleges, and education service centers.
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