Arthur L. Fries - Consultation and negotiation for initial disability claims, pending claims, and buyouts or termination of claims. Fraser Group - Ontario, Canada, company provides research, analysis and marketing information to clients in the financial services industry. Charlesworth & Associates, L.C. - Insurance consulting and risk management firm located in Kansas, USA. Focuses on life, health, and benefits. Health Policy and Strategy Associates - A policy and market place consulting firm specializing in assisting its clients through health policy and market change within the USA. Nurse Audit, Inc. - Works with many of the USA's insurers, HMOs, TPAs and reinsurers. It provides services including hospital bill audits, DRG validations, and claims negotiations and repricing for out-of-network claims. Ben Schechter Consultants, Inc. - Offers dental benefit design, plan and claim audits, fraud protection and detection, plan reconciliation, and vendor selection. Barbara Brody & Associates, Ltd. - USA firm offers medical practice management services and patient advocacy to physicians, attorneys, business managers, and individuals. United Review Services - Medical bill auditing, utilization review, and medical case management throughout the USA. Audits performed by board-certified physicians. Resource Insurance Consultants - An independent and licensed consulting firm providing services in the areas of policy review, analysis, and management of life insurance. eBenX, Inc. - Provides business-to-business e-commerce and connectivity solutions to employers and health plans for the purchase, eligibility administration and premium payment of group health insurance benefits. (Nasdaq: EBNX).