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Factoring is the purchase of accounts receivables from a business for a fee. The company selling their accounts receivables receives a portion of the invoiced total without waiting the typical 30 to 90 day period for payment and the factor (investor) receives a return on their investment when the invoices are paid. Most Factoring companies look at the creditworthiness of a company's customers rather than at the creditworthiness of the company itself. This makes factoring a viable alternative to a line of credit from a bank for startup businesses, high risk businesses and others with a poor or non-existent credit history.
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Transportation Alliance Bank - Provides accounts receivable financing and factoring for trucking companies of all sizes. Monterey Financial Services, Inc. - Manages accounts receivables purchased, serviced or collected. Armcor.com LLC - Receivables factoring, collections, capital sourcing, and accounts receivable management services to federal government prime contractors. Pacific Business Capital Corp - Providing factoring of receivables and other asset based loans as a direct lender. Health Capital Investors, Inc. - Provides healthcare financing nationwide. 21st Financial Solutions - Provides financing services to small businesses and start ups, located in Agoura, CA. Bankers Mutual Capital Corp. - Provides accounts receivable financing and purchase order funding. Access Capital, Inc. - Provides accounts receivable financing to small and middle market companies. RTS Financial Service - Offers factoring solutions for the transportation industry. MyReceivables - Provider of accounts receivable funding and management services for small businesses. Westbrook Capital, Inc. - Family-owned factoring company provides services to many types of industries. Olympic Credit Fund - Provides positive cash flow through factoring. Porter Capital Corporation - provides factoring, equipment leasing, and Asset Based Loans. FactorLoads.com - Freight bill factoring for truckers and brokers. Action Capital Corporation - Offers accounts receivable financing and asset based lending. J D Factors - Provides factoring for small to mid-sized companies. Creative Capital Associates, Inc. - Specializes in providing accounts receivable financing to the high tech industry. J&D Financial Corporation - Specializes in domestic, international, construction, and government factoring, purchase order and trade financing, and business loans. Nationwide Transport Finance - Provides factoring services for the transportation industry. Capco Financial - Provides factoring services for small businesses. Hamilton Group (Delaware) Inc - Specializing in accounts receivable financing for small and mid sized businesses Brookridge Funding Corp. - Direct source for invoice factoring and PO financing. BeneFactor Funding Corp. - Account receivable purchasing. Vertex Financial Corporation - Factoring and accounts receiving financing. Based in Dallas. Advantage Funding Corporation - Provides factoring of accounts receivable and small business financing. The Falk Company - Provides factoring for small to medium size companies. UC Factors - Provides factoring of accounts receivable invoices. United California Discount - Factoring company for manufacturers and transportation brokers. Transfac - Offers accounts receivable funding to small and middle-sized companies. D.S.A. Factors - Provides accounts receivable financing for all size companies. RPG - providing factoring services American Freight Factors - specializing in transportation factoring Milberg Factors - a New York based privately owned factoring firm Apex Capital Corp - Specializing in factoring trucking companies. Sunbelt Finance - Provides factoring with a specialization in the transportation industry. Commercial Finance Group - A non-recourse factor and a receivable finance company. Transportation Funding Group, Inc. - Offers factoring services to small and medium sized trucking companies throughout the United States. Aerofund Financial - Specializing in commercial factoring, accounts receivable factoring, cash flow management, government receivable factoring and factoring lines of credit. Individual representatives available in most states. SevenOaks Capital Corporation - Provides working capital and accounts receivable financing to trucking firms. High Falls Funding, LLC - Providers of purchase order funding, production funding, factoring and asset based lending services. Also, business consulting services. CJM Financial - Factoring funding source specializing in the transportation industry. PRN Funding - factoring accounts receivables PESWA Financial Solutions - Provides factoring, equipment leasing, and asset based loans. Paragon Financial Group - Asset based lending, factoring, accounts receivable financing and purchase order funding. K.W. Receivables - An accounts receivable factoring firm providing cash flow via the purchase of accounts receivable. Business Capital Financial Group - Offers factoring, invoice discounting and cash flow finance. Australia. Factor Funding Company - Provides various funding solutions for small to medium size businesses in the U.S. American Receivable Corp - Provides factoring and working capital financing. Based in Dallas. Aberdeen Funding - Provides factoring for industrial and manufacturing companies. Based in Atlanta, GA. USA Factoring - Provides invoice and receivables factoring for companies with a minimum of $20,000 in monthly receivables. Prestige Capital - Provides factoring services and credit protection for small and mid-sized businesses that do not yet qualify for traditional bank financing. Based in NJ. MDS Funding - Specialize in accounts receivable factoring and cash flow consulting. Based in GA. FreightCheck - Non-recourse freight bill factoring for owner operators and small fleets. Handles all invoicing, processing and collections. Marble Bridge Funding Group - Provides capital and services to growth oriented, entrepreneurial companies through AR financing, PO Financing, bank partnerships, and letters of credit.Credit. Infusion Funding - Provides factoring and purchase order funding for all industries including construction. Based in New Jersey but services clients nationwide. Capital Depot - Provides accounts receivable factoring to freight and transportation companies. Equity Shelter, LLC - Provides up to 250% factoring against credit card receipts. Sterling Funding - Provides cash flow financing nationwide to growing business. Offers an online application form. Based in Florida. AIM Business Capital - Provides short-term and long-term accounts receivable and invoice factoring. Millennium Funding - Provides factoring, P.O. funding, and letters of credit. American Finance Solutions - Provides cash advances to merchants across the US. Charter Capital - Provides accounts receivable factoring to manufacturing and staffing companies. Based in Texas. AR Cash Flow - Provides invoice factoring and cash flow services in Australia. Focuses on small to medium businesses. MP Star Financial - Provides commercial invoice factoring, accounts receivable funding and cash flow management solutions for immediate cash and working capital to manage payroll and pursue business opportunities. Oxygen Funding Inc. - Provides accounts receivable funding and operating cash flow to manufacturing and service companies. Bridgeport Capital Services, Inc. - Specializes in commercial accounts receivable factoring. Additional services include customer credit checks and collection help. Capital Funding Solutions, Inc. - Provide accounts receivables factoring, invoice discounting, and supplier guarantees. Riviera Finance - Provides non-recourse factoring for start-up and small businesses in the US, Canada and Mexico. Universal Funding Corporation - Factoring accounts receivable for small and mid-size companies. FreightCash.com - Marketplace for freight bill factoring services. Advance Financial Corporation - Provides asset based loans and receivable financing to young and growing companies. Based in Atlanta, GA. Accord Financial - Provides factoring services for small and medium sized companies. FundInvoice - Sussex based factoring and invoice discounting broker; includes profile, case studies, news, and application. Allegiant Business Finance - Offers alternative funding solutions for businesses that need to increase their cash flow. Services include both factoring and accounts receivable lines of credit. Phoenix Capital Group - Offers freight bill factoring services to trucking companies. Based in Arizona. Winston Financial Group - Provides accounts receivable factoring and business financing. TCI Business Capital - Provides invoice factoring to take advantage of outstanding invoices to obtain accounts receivable financing.
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