Kirtland Federal Credit Union - Offers a broad range of products and services, including mortgage lending and investment options to personnel at Kirtland Air Force Base, U.S. Reserve Forces, the New Mexico National Guard and select employee groups. New Mexico Educators Federal Credit Union - Serving the faculty, staff and students of Albuquerque public and private schools and colleges, and select employee groups. White Sands Federal Credit Union - Las Cruces. Membership is open to select organizations. Otero Federal Credit Union - Serving several communities and employee groups. Sandia Laboratory Federal Credit Union - Serving employees of Sandia National Laboratories and select employee groups. First Financial Credit Union of New Mexico - Serving select employee groups in the Albuquerque and Gallup areas. Sandia Area Federal Credit Union - Albuquerque. Serving members who live, work, worship or attend schools in Bernalillo County, Albuquerque, Rio Rancho and Kirtland Air Force base. State Employees Credit Union - Open to anyone who works for or has retired from any state, city or county agency.