AHO Consulting - Provider of strategic planning, educational and other consulting services to credit unions, credit union leagues, and national trade groups.. Offerings include consulting services and strategic planning software tools. CommonBond Communications - Provides products and services to credit unions throughout North America. CUMIS Group - Financial services provider to Canadian credit unions, caisses populaires, other financial co-operatives and their members. Offerings include insurance, investment and mortgage instruments. D. Hilton Associates, Inc. - Provides consultation and integrated solutions to the credit union industry featuring market research, human resources, recruiting, community charters, operations and organization. Filene Research Institute - Examines the future of credit unions and consumer finance and analyzes managerial problems, public policy questions, and consumer needs. Infonancial Software, Inc - Software, hardware, support and maintenance for credit unions Lenders Technology, Inc - Risk management solutions in consumer lending and mortgage banking environments for credit unions. Covera Card Solutions - Provides electronic transaction processing options to credit unions through flexible credit, debit, and ATM programs. Callahan & Associates - Provides software, publications, webinars, and research. Co-op Financial Services - Credit union owned EFT network and processor. Full-service payments delivery network. CUSA Technologies - Provider of credit union management systems and financial services.